IRDAI Assistant Manager Syllabus 2025 – Phase 1 & 2 Detailed Guide
Get the complete IRDAI Assistant Manager Syllabus 2025 with exam pattern, marks distribution, and topic-wise details for Phase 1 (Prelims) & Phase 2 (Mains). Includes reasoning, quant, English, GA, ESI, insurance, and preparation tips.
The Insurance Regulatory and Development Authority of India (IRDAI) is the apex body that regulates and promotes the insurance industry in India. It works under the Ministry of Finance, Government of India, ensuring fair practices, policyholder protection, and sector growth. Every year, IRDAI conducts the Assistant Manager (Grade A) recruitment examination to induct talented professionals into its workforce. This post is one of the most sought-after government jobs in the financial sector due to its prestige, pay scale, job stability, and growth opportunities.
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The recruitment process is challenging and competitive, requiring candidates to have a strong command over reasoning, quantitative aptitude, English, general awareness, and specialized knowledge in insurance and management. The exam is held in three distinct phases — Phase I (Preliminary Test), Phase II (Descriptive Mains), and an Interview. Understanding the detailed syllabus and exam pattern is the first step toward an effective preparation strategy.
2. Exam Overview
The IRDAI Assistant Manager exam is designed to evaluate both the aptitude and the professional knowledge of candidates. While Phase I is qualifying in nature, Phase II holds maximum weight in the final merit list. Below is a quick overview:
| Particulars | Details |
|---|---|
| Exam Name | IRDAI Assistant Manager (Grade A) |
| Conducting Authority | Insurance Regulatory and Development Authority of India |
| Phases | Phase I – Objective, Phase II – Descriptive, Interview |
| Mode of Exam | Online (Phase I & II) |
| Phase I Marks | 160 marks (Qualifying) |
| Phase II Marks | 300 marks (Merit) |
| Interview Weightage | 15% of final merit |
| Negative Marking | 0.25 mark per wrong answer (only in Phase I) |
| Official Website | irdai.gov.in |
3. Selection Process and Exam Pattern
The selection process comprises three phases, each serving a unique purpose. Phase I tests fundamental aptitude and awareness, Phase II assesses descriptive writing and subject expertise, and the Interview evaluates personality, communication skills, and suitability for the role.
| Phase | Paper/Sections | Marks | Duration | Nature |
|---|---|---|---|---|
| Phase I | Reasoning, English Language, Quantitative Aptitude, General Awareness | 160 | 90 minutes | Qualifying only |
| Phase II | Paper I – English (Descriptive) Paper II – Economic & Social Issues (ESI) Paper III – Insurance & Management |
100 each | 60 mins/paper | Merit ranking |
| Interview | Personal Interaction | – | – | Merit ranking |
Note: Phase I marks are not added to the final merit list but you must clear both sectional and overall cut-offs to qualify for Phase II.
4. Phase I – Detailed Syllabus
Phase I focuses on four core aptitude and awareness sections. The questions are objective and time-bound, demanding speed and accuracy.
| Section | Topics |
|---|---|
| Reasoning Ability | Alphabetical & Alphanumeric Series, Coding-Decoding, Syllogism, Direction Sense, Inequality, Ranking, Blood Relations, Seating Arrangement, Puzzles, Machine Input-Output, Statement-based reasoning, Cause & Effect, Data Sufficiency |
| Quantitative Aptitude | Percentage, Profit & Loss, Ratio & Proportion, Simplification, Simple & Compound Interest, Time & Work, Speed-Distance-Time, Mixture & Alligation, Average, Partnership, Area & Volume, Number Series, Data Interpretation, Probability, Quadratic Equations |
| English Language | Parts of Speech, Subject–Verb Agreement, Tenses, Conditionals, Prepositions, Conjunctions, Articles, Vocabulary (Synonyms, Antonyms, Idioms), Error Spotting, Sentence Correction, Fill in the Blanks, Reading Comprehension |
| General Awareness | Current Affairs (National & International), MoUs, Financial/Economic news, RBI/SEBI/IRDAI updates, Defence, Awards, Persons & Days, Sports, Static GK (National Parks, Headquarters, Capitals, Currencies, Important Days, Bank Taglines, Dances) |
5. Phase II – Detailed Syllabus
Phase II consists of three descriptive papers, each of which plays a critical role in the final merit calculation. Candidates must demonstrate writing clarity, analytical thinking, and subject knowledge.
| Paper | Topics Covered |
|---|---|
| Paper I – English (Descriptive) | Essay Writing, Precis Writing, Comprehension, Business/Office Correspondence |
| Paper II – Economic & Social Issues (ESI) | Economic Growth & Development, Poverty Alleviation, Employment Generation, Sustainable Development, Economic Reforms, Inflation, Monetary & Fiscal Policy, Balance of Payments, Insurance Sector Reforms, Social Structure in India, Demographics, Social Infrastructure |
| Paper III – Insurance & Management | History of Indian Insurance, Insurance Principles, Risk & Uncertainty, Indemnity, Insurable Interest, Legal Aspects of Insurance, Reinsurance, Product Design, Underwriting, Claims Management, Bancassurance, Pension Plans, Investment of Funds, Functions of Insurers, Management Principles, HR & Leadership, Corporate Governance |
6. Marks Distribution
The following table summarizes the marks allotted to each section across both phases.
| Phase | Paper/Section | Marks | Duration |
|---|---|---|---|
| Phase I | Reasoning Ability | 40 | Composite 90 min |
| English Language | 40 | ||
| Quantitative Aptitude | 40 | ||
| General Awareness | 40 | ||
| Phase II | Paper I – English (Descriptive) | 100 | 60 min |
| Paper II – Economic & Social Issues (ESI) | 100 | 60 min | |
| Paper III – Insurance & Management | 100 | 60 min | |
| Interview | – | – | – |
7. Recommended Books
Choosing the right books ensures that your preparation is aligned with the syllabus and exam difficulty level.
| Subject | Book Title | Author/Publisher |
|---|---|---|
| Reasoning Ability | A Modern Approach to Verbal & Non-Verbal Reasoning | R.S. Aggarwal |
| Quantitative Aptitude | How to Prepare for Quantitative Aptitude for CAT | Arun Sharma |
| English Language | Objective English | S.P. Bakshi |
| General Awareness | Lucent GK + Monthly Current Affairs | Multiple |
| ESI | Indian Economy | Ramesh Singh |
| Insurance & Management | Principles and Practice of Insurance | P. Periasamy |
| Descriptive English | Descriptive English | S.P. Bakshi & Richa Sharma |
8. Preparation Strategy
An effective study plan for IRDAI Assistant Manager should balance aptitude practice, descriptive writing, and current affairs revision.
| Step | Action Plan |
|---|---|
| Step 1 | Analyze the syllabus thoroughly and mark strong/weak areas. |
| Step 2 | Focus on core concepts in Reasoning, Quantitative Aptitude, and English to ace Phase I. |
| Step 3 | Read IRDAI Annual Reports and sector updates to strengthen Phase II knowledge. |
| Step 4 | Practice descriptive writing for essays, precis, and comprehension daily. |
| Step 5 | Take at least 15–20 mock tests for each phase to improve time management. |
| Step 6 | Revise static GK and current affairs weekly using monthly compilations. |
| Step 7 | In Insurance & Management, focus on principles, product design, and case-based understanding. |
9. Specialization Streams (if applicable)
Candidates applying under specialized streams like Actuarial, Legal, Finance, or IT must prepare additional subject-specific topics.
| Stream | Additional Focus Areas |
|---|---|
| Actuarial | Probability Theory, Risk Modelling, Actuarial Mathematics |
| Legal | Contract Law, Insurance Laws, Company Law |
| Finance | Accounting Standards, Financial Management, Audit |
| IT | Networking, Cybersecurity, Database Management, Programming Basics |
10. Conclusion
The IRDAI Assistant Manager 2025 exam demands a comprehensive approach that blends speed and accuracy in aptitude, clarity and precision in descriptive writing, and deep knowledge of the insurance sector. Consistent preparation, backed by the right study materials and regular practice, will help you clear each stage successfully and secure a high rank in the final merit list.
11. FAQs
Q1: Is Phase I qualifying only?
Yes, Phase I is only a screening test. Its marks are not counted in the final merit but you must pass it to move to Phase II.
Q2: What’s the weightage of the interview?
The interview carries 15% weight in the final merit calculation.
Q3: Is there negative marking?
Yes, in Phase I, 0.25 marks are deducted for every wrong answer.
Q4: Is Phase II descriptive?
Yes, all three papers in Phase II are descriptive and require detailed written answers.
Q5: Where can I download the syllabus PDF?
You can download the official syllabus PDF from the IRDAI website after the recruitment notification is released.
